GOVERNMENT EMPLOYEE

Disbursement of loan will be subjected to the condition at the time of disbursement.
Final approval/section will be issued subject to fulfillment of existing terms & conditions of apply/search Report Compulsory.
Only 50% of net salary of Government Guarantor can be treated as EML.
Net salary of Government Guarantor must be doubled from the E.M.I of loanee, if salary of Government Guarantor is less than double, then amount will be reduced.
2 months pay slip/ Bank pass book photocopy.
One photograph of each family member (above 18 years)(only in case of private limited guarantor).
Advance E.M.I installment will be recovered from all the applicants/loanee, if applicant depositing their E.M.I without bouncing till completion of Loan. On demand, company can provide loan equal to double in future in case a single bouncing, this facility will not be applicable then.
Company will accept only those applicant & Guarantor whose age should be 18 to 60 years.

NOTE : GOVERNMENT DEPARTMENT WHICH IS ACCEPTABLE AS GUARANTOR

Education(primary/ Middle School)	Education(Middle School, High School, Inter College)
Education/Degree College	Education (Run by Management)
Nagar Palika	Nagar Nigam
Jilla Panchayat	Nalkoop(Tube-Well)
P.W.D.	P.H.E.
Health	Electricity
Bank	L.I.C/G.I.C
Railway	Roadways
Irrigation	B.S.N.L.
Indian Postal	Agriculture
Forest	NLC/CoalIndia

Documents Required: Guarantor

Schedule of Guarantor

*OTHER DEPARTMENTS ARE ALSO APPLICABLE WITH RESPECT TO THE CASE OF APPLICANT.*

Government Employee