• Disbursement of loan will be subjected to the condition at the time of disbursement.
• Final approval/section will be issued subject to fulfillment of existing terms & conditions of apply/search Report Compulsory.
• Only 50% of net salary of Government Guarantor can be treated as EML.
• Net salary of Government Guarantor must be doubled from the E.M.I of loanee, if salary of Government Guarantor is less than double, then amount will be reduced.
• 2 months pay slip/ Bank pass book photocopy.
• H.O.D & salary in charge signature along with his/her stamp on official undertaking Bond page no. X2 is a compulsory.
• One photograph of each family member (above 18 years)(only in case of private limited guarantor).
• Advance E.M.I installment will be recovered from all the applicants/loanee, if applicant depositing their E.M.I without bouncing till completion of Loan. On demand, company can provide loan equal to double in future in case a single bouncing, this facility will not be applicable then.
• Company will accept only those applicant & Guarantor whose age should be 18 to 60 years.

Required Documents

• 5 Photograph
• I.D. Proof
• Address Proof
• Last 2 Month Pay-Slip
• Bank Pass Book
• Stamp Paper (in Favour of Guarantor)

*OTHER DEPARTMENTS ARE ALSO APPLICABLE WITH RESPECT TO THE CASE OF APPLICANT.*